Documentation is required for any paper claim submission to Optum Financial.Documentation may be required to substantiate an expense paid using your payment card.Important: Always keep itemized receipts and Explanation of Benefits (EOB)! Pre-tax MCAP deductions will be automatically taken from each of your regular paychecks and will not be subject to state, federal, or Social Security withholdings. The maximum amount you may contribute is determined each year by the IRS: The minimum amount that you may contribute to an MCAP account is $240 per year. If you did not elect the MCAP Continuation during your leave of absence, upon returning to work you may enroll at CMS MyBenefits within 30 calendar days of returning to payroll. If you go off payroll due to termination, retirement or leave of absence and wish to continue your MCAP account, see the MCAP Continuation Election Form for more information and the deadline for submitting the election form.
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